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Welcome to
Shadow Capital Brief

Helping busy professionals turn confusing money news into clear next steps.

We promise each Brief will leave you:

  • A little smarter (with one number you can actually repeat at dinner).

  • A little lighter (because contrarian news shouldn’t feel like homework).

Join early readers and get the Brief every Friday.

Plain English. Contrarian edge. Zero BS.

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Housing

+2

The 4% Wall Just Stopped The Market Cold

Dec 27, 2025

•

9 min read

The 4% Wall Just Stopped The Market Cold

Plus: The 100-month car loan, office defaults, and the $1k insurance shock.

Matt Theriault
Matt Theriault
The Referee Is Wearing A Jersey

Dec 13, 2025

•

7 min read

The Referee Is Wearing A Jersey

Politics now control the printer. What the Trump-Fed fight means for you.

Matt Theriault
Matt Theriault

Housing

+4

Stretching Debt Won’t Fix Housing. But It Might Buy You a Ticket In.

Nov 14, 2025

•

7 min read

Stretching Debt Won’t Fix Housing. But It Might Buy You a Ticket In.

Investors win when they see the pattern early — housing’s freeze isn’t about rates anymore.

Matt Theriault
Matt Theriault

Housing

+3

What Happens When No One Moves, Lends, or Buys?

Nov 7, 2025

•

7 min read

What Happens When No One Moves, Lends, or Buys?

The economy’s moving on paper—but not in real life. Liquidity’s up, deals are dead, and patience is running out.

Matt Theriault
Matt Theriault

Housing

+3

When Safe Havens Crack, What Comes Next?

Oct 31, 2025

•

7 min read

When Safe Havens Crack, What Comes Next?

The quiet squeeze is here: record debt costs, frozen inventory, and “safe” assets wobbling.

Matt Theriault
Matt Theriault

Housing

+3

The Fed’s about to move... without the numbers?

Oct 24, 2025

•

8 min read

The Fed’s about to move... without the numbers?

This week’s real risk: policy by vibes, not numbers.

Matt Theriault
Matt Theriault
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